Building the CFO layer for companies not yet ready for a CFO.

I’m Khizr Iqbal, founder and CEO of Outratio. I’ve spent my career in audit and in building finance functions from scratch, and now I’m building a finance OS that doesn’t just record your numbers but tells you what they mean.

Book an Outratio demo Talk to me as an investor

Monthly summaryIllustrative

Revenue412,000 Up 18%, but 60% of it came from one client. That’s a concentration risk.

Gross margin31% Down 4 points. A supplier raised prices and we didn’t pass it on.

Cash at bank96,000 Covers about two months of payroll at the current pace.

Receivables over 60 days48,500 Three invoices. Chasing them extends runway by three weeks.

Accounting software stops at the numbers. The notes are the part a CFO adds.

Why I’m building this

Most finance functions in growing companies are focused on bookkeeping. Very few get to produce the insights that shape strategy and decision-making.

Trained in audit

Three years in audit and assurance at PwC Pakistan, testing how numbers are produced and where they break.

Built the finance function at a regulated fund

Finance leadership at a Swiss-based, FINMA-regulated impact asset manager since 2021, focusing on FP&A, management reporting and statutory reporting.

Building Outratio

Automated bookkeeping and reconciliation, checked by qualified finance professionals, with CFO-level analysis on top.

Where to go next

If you run a growing business, Outratio is in early access. See how it works with your existing accounting software and book a demo.

How Outratio works

If you invest in finance infrastructure or AI for SMEs, read the thesis behind the company and get in touch.

For investors

If you want to see how I think, start with the writing.

Read the insights